Saldito

Saldito is a conversational finance agent that turns everyday voice notes into real payments. You talk to it 1-on-1, like a personal expense assistant. Send a Telegram voice message, it transcribes it with ElevenLabs, figures out who owes what, and automatically generates USDC payment links on Celo using x402 + thirdweb. You simply forward each link to your friends. No spreadsheets, no reminders, no awkward follow-ups. Built for real life: dinners, trips, shared rent, group purchases.